To Ditch or Switch!

 

Health is unpredictable, so we need to save so we don't cave into the grave health expenses wave. One of the government-approved is a flexible savings account (FSA) for a fixed amount to surmount taxable amounts. Money is deducted from pretax to take care of the task of health maintenance.

Well! At this stage of the health-thwarting rage of the age, FSA takes the front stage! Though the amount is meager, I am still its eager seeker; as the adage goes-something is better than nothing. With advancing technology, we can now use a debit card from FSA for health-related purposes. My employer provides WEX to use our flex amount. Using our beloved cell phones to scan health receipts and upload them into WEX made it convenient.

So, the other day, I saw my cardiologist for a routine follow-up. 

He promptly billed me for $400. My health insurance, of course, has a combustible deductible and humbly provides us with a venue to take care of this deductible in the form of a copay. The copay was $242.92. You don't need to pray to pay this copay when you have WEX as the fairway! I used my smart Android phone to scan the receipt and converted it into a pdf file in style with a smile. I uploaded the WEX receipt into my nonvexing flexible WEX!

Now comes the expect the unexpected, as Casio says! WEX responded after two days that WEX is for health-related purposes only. Though health has many physical, mental, etc. aspects, the Internal Revenue Service does not recognize SEX as part of health maintenance and hence will not allow Flex's WEX to be used for Sex! I was perplexed!

 I went to a physician, not to such a vibrant technician. I again checked to see if it was addressed to me; mortifyingly, it was! The receipt did not have anything that could be confused with sex. I even verified on the dark web to see if my cardiologist's name was spelled similarly to a porn star! That was not the case either!

When I investigated further over the phone in a secluded area, as it would involve a lot of sex words, It became clear that my phone converted the WEX receipt into a sex receipt, and the file's name changed to "Sex receipt-April 20-2023.pdf". They did not even open the document as their screening software blocked it due to its file name! Hmm! Now I do not know if I should ditch my phone or switch from Flex's WEX!